Once your sales contract has come through, approach a title professional who will scan through public records and find any issues that may be related to your home. What this search will generally entail is a review of all land records for the property that go back to as many years as available. This search will bring out details such as a previous owner defaulting on the payment related to the construction of a part of the house or an extension to it. If there have been an issue of property taxes or any other governmental taxes not being paid, then that will come up at this point. The title professional you hire will work towards solving all these problems before you actually settle on the house. Such investigation is actually important if you are looking at refinancing your home.
There are times when minor issues with the owner's title policy are not matters of public record and can come up some other way. In such cases, you can give yourself a bit of immunity by getting the Owner's policy of title Insurance to protect you for any such trouble that can come up. Some of the problems that could come up can be related to any mistakes that may be there in the deeds themselves, any issues that have arisen from mistakes in examining of records, forgery or any sorts and the sudden appearance of undisclosed heirs.